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If you are a First Time Home Buyer, you can use your rrsps through the Home Buyer's Plan, as a tax-free withdrawal and borrow up to $25,000 per person, if eligible. How can you know if you are eligible? Keep reading.
After a bankruptcy, the last thing you may be thinking about is getting another credit card or loan. What you need to know, though, is having a credit card is extremely important to rebuilding your credit, especially if you plan to apply for a mortgage.
Re-establishing your credit let's the lender know that you can handle your financial responsibilities. No credit means you will have to opt in at a higher rate and a condition for a higher down payment. Here are 4 steps to rebuilding after a bankruptcy or proposal As a new immigrant to Canada, one common issue is, no credit. Lucky for you, the New To Canada Program to help you become a homeowner too and here's what you need to know.
1. You are eligible for this program if you have been in Canada for 5 years or less. |
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