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In the excitement of purchasing a home, some important questions go unanswered. Here are the three most important questions to ask.
If you are a First Time Home Buyer, you can use your rrsps through the Home Buyer's Plan, as a tax-free withdrawal and borrow up to $25,000 per person, if eligible. How can you know if you are eligible? Keep reading.
Added closing costs can sometimes sneak up on you. The most common being legal fees, land transfer fees and home inspection fees. These are some additional costs that you may not see coming until closing.
After a bankruptcy, the last thing you may be thinking about is getting another credit card or loan. What you need to know, though, is having a credit card is extremely important to rebuilding your credit, especially if you plan to apply for a mortgage.
Re-establishing your credit let's the lender know that you can handle your financial responsibilities. No credit means you will have to opt in at a higher rate and a condition for a higher down payment. Here are 4 steps to rebuilding after a bankruptcy or proposal As a new immigrant to Canada, one common issue is, no credit. Lucky for you, the New To Canada Program to help you become a homeowner too and here's what you need to know.
1. You are eligible for this program if you have been in Canada for 5 years or less. |
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